CRYPTO GUIDANCE INC.

Kansas City, MO

Plain-English Guides

The rules, rewritten for people who did not go to law school.
These are educational walk-throughs of official sources, not legal, tax, or accounting advice. When the decision is real, talk to a professional who can see your facts.

Law and Regulation

Who Actually Regulates Your Crypto?
SEC, CFTC, FinCEN, and the rest of the alphabet, in plain English
The Howey Test Explained
The four-part test that decides when a sale is a security

Which Cryptos Are Securities?
The SEC's own categories, translated for holders

Taxes, Insurance, and Books

How Crypto Taxes Actually Work in the U.S.
Disposals, basis, holding periods, and the records that save you
Is Your Crypto Federally Insured?
Short answer: no. The longer answer, with the exceptions that are not exceptions

Crypto Accounting Basics for Regular People
What changed under FASB, and what a normal holder should actually track

Related glossary clusters: cost basis, capital gains, KYC, CBDCs. The reading order that puts these after security and before the sharp edges is Start Here.

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