Plain-English Guides

The rules, rewritten for people who did not go to law school.
These are educational walk-throughs of official sources, not legal, tax, or accounting advice. When the decision is real, talk to a professional who can see your facts.

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Law and Regulation

Who Actually Regulates Your Crypto? SEC, CFTC, FinCEN, and the rest of the alphabet, in plain English The Howey Test Explained The four-part test that decides when a sale is a security

Which Cryptos Are Securities? The SEC's own categories, translated for holders

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Hands-on: Wallets, Bridges, Hyperliquid

Hyperliquid Guide What it is, and the Coinbase-to-deposit path I've actually sat through Bridging in Plain English Coinbase to Solana, Solana toward Hyperliquid, and what goes wrong

Practical Tasks Wallets, NFT buys, ENS, moving funds: the afternoon work

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Taxes, Insurance, and Books

How Crypto Taxes Actually Work in the U.S. Disposals, basis, holding periods, and the records that save you Is Your Crypto Federally Insured? Short answer: no. The longer answer, with the exceptions that are not exceptions

Crypto Accounting Basics for Regular People What changed under FASB, and what a normal holder should actually track How to Leave Crypto to Your Family A letter of instruction, not a seed in the will How to Test a Seed Restore Prove the backup works, then wipe the spare

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Related glossary clusters: cost basis, capital gains, KYC, CBDCs. The reading order that puts these after security and before the sharp edges is Start Here.